The Truth about Colossus: Are You Just A Magnetic Image?

The Truth about Colossus: Are You Just A Magnetic Image?

Auto Accident Attorney Seattle - The Truth about Colossus: Are You Just A Magnetic Image? Good afternoon. Today, I learned about Auto Accident Attorney Seattle - The Truth about Colossus: Are You Just A Magnetic Image?. Which is very helpful to me therefore you.

What is Colossus? What I said. It isn't in conclusion that the real about Auto Accident Attorney Seattle. You check out this article for information on what you need to know is Auto Accident Attorney Seattle. Auto Accident Attorney Seattle Colossus is software licensed to about twenty-five insurance associates to aid in predicting the village value of claims. The insurance business maintains it is a beneficial tool because it considers a great many factors, and the village values are just a range for use in any way the insurer wishes. The claimants’ attorneys, on the other hand, declare that the software is only so good as the data input, and we never know what the adjuster has input; that it does not reconsider interference with general life activities, or other valid indications of pain and suffering usually proved by lay testimony instead of curative testimony (as required by Colossus); and that it is Not merely a starting point, but is instead the Final Word On Value that the adjuster has to bind to, or else risk unfavorable administration reviews. How would you like to know that only a part of all you are suffering will be compensated? Unless data are input, how can a computer quantify your emotional distress, or the loss of enjoyment of life because you no longer can take long walks with your spouse, or the pain and despair you suffer each day because your work hurts you and interferes with your healing? Unless all of your circumstances are included, is it fair to quantify all you have suffered and sell out to a dollar value based upon some factors that may or may not reflect your condition? That is the essence of the Colossus software. It is an effort by some insurance associates to value claims with no observation at all given to either or not a jury might award you more than the “average” claimant. They plug in such things as damage to the vehicles and predicted distance of medicine and proper cost of medicine and many other variables and then come up with a whole for the value of the claim. No observation whatsoever is given to the extent of your actual pain and suffering. Nor is any observation whatsoever given to the fact that you might have a job where your injuries cause prolonged pain, or which slows your curative (consider, for example a waitress, or a someone who has to stand all shift). They do not know, nor do they care, that you cannot hold your baby because of the pain in your neck and back. There is no room in the method for such information. But the qoute is that in our system, it is the jury that is supposed to be the basis for determining the value of a claim, and juries do tend to listen to and reconsider many of the factors that Colossus ignores. Juries do make a disagreement based upon either or not they think the plaintiff is believable, or has attributes we value in our society, such as the virtues of honesty, perseverance, humility, or patience, for example. Colossus has no way to value those safe bet traits, so if you are possessed of anything safe bet that is likely to bring you a larger jury verdict, it will not be included in the Colossus valuation. You will have become a magnetic image, no dissimilar in regard to your safe bet characteristics than the magnetic image of any other of thousands of claimants with injuries similar to yours. The real qoute with Colossus is that the adjuster for your claim is just about stuck with the results that come out of the computer. Of course the insurance company will deny this, and will tell the media and the state insurance commissioner that Colossus is nothing more than an appraisal tool. It just gives a starting point, they say, from which the adjuster can move up if the facts of the case merit it. That is not at all true. The Colossus ensue is a position that is increasingly locked in, and the adjuster who wishes to vary from it because of the facts of an unusual case, had good be ready to expound it. Furthermore, how many times do you think any adjuster trying to make the cut at an insurance company is going to go to her boss and ask for permission to exceed the Colossus estimation of value? inspecting that her appraisal and merit pay will be based upon how “efficiently” (read that to mean cheaply, or “hard-line”) she settles her cases, do you think she will ever go to her boss to ask for more money than allowed by Colossus? Not very likely. Colossus is a well-kept hidden by the insurance associates that use it, and they will likely not tell you if they have licensed the software. It is the market leader corporal injury claims-handling software used by an increasing whole of insurance associates in the world. According to Computer Sciences Corporation, the company which produces Colossus, it is used by more than 50 per cent of the nation’s claim adjusters and by more than 300 insurance companies. Out of the top 20 Us property and Casualty Insurers, 13 are using Colossus. Most claims insurance adjusters use computer software to appraise any insurance claim that you make. Csc claims that Colossus can value more than 600 type of injuries based on 10,000 dissimilar rules. This way, adjusters will accumulate a shape from Colossus software and then offer it to you to settle your claim. insurance associates claim that their adjusters are not required to settle within the recommend Colossus calculations, but that is truly nonsense, and should be investigated by the nation’s insurance commissioners. How does it work? Neither insurance associates nor Csc will quote exactly how they settle the Colossus baseline value. Most of Colossus' calculation of your claim is based on insurance data to which you don't have access, and insurance associates surely do not want old insurance adjusters to tell anything about it either, see the record from the Seattle Post-Intelligencer ([http://seattlepi.nwsource.com/local/93800_insurance01.shtml]). However we do know that the value of your claim will differ greatly from one region to an additional one and also by the baseline that your insurance company has set. For example, auto insurers using the software agree a whole of closed, already-settled claims from each region in which they do company to provide the "baseline" village value for each type of injury. For example, an insurer might pick 200 back injury cases from a single region that previously placed for between ,000 and ,000 and enter them into the Colossus program. Based on this past village data, Colossus calculates a village range for similar claims. Therefore the baseline value will be dissimilar for each insurer. But who is there to ensure that the complete claims superior truly describe the norm? Wouldn’t it be in the interests of the insurance business to “pad” the research by keeping back reports of high value settlements? There is no insurance whatsoever that Colossus represents anything other than what best serves the interests of the insurance industry. No one has certified that the base from which the data are drawn was fairly and objectively constructed. By using Colossus, most insurance associates will try to lower the value of your claim, and will not take into observation stress, or emotional trauma, loss of enjoyment of life, loss of consortium (relationship), inability to partake in activities that you used to enjoy, or any whole of other things that a jury will consider. These factors are not accounted for by the Colossus software. What Should You Do? The first thing to do is to settle either or not the company you are dealing with uses Colossus for any purpose in its claims process. Here is a list obtained through the media, of associates that will admit to using Colossus for some purpose in their claims valuation process. The following associates are known to license Colossus: Aetna Allstate (since 1997) American National property and Casualty (since 1997 in 38 states) American house Group of Madison (since 1996) Arrow Claims administration (since 1997) Axa insurance (based in Uk, one of the world’s largest insurance group) (2001) Bishopsgate insurance (since 2000) Explorer insurance company (1997) Farmers insurance Group of associates (2000) Federated Mutual insurance company (1998) General Casualty insurance associates (1998) Grange Mutual Casualty associates (1998) Great American insurance company (1998) Hartford Financial Services (2000) Keystone insurance associates of Philadelphia Metropolitan Group, Rhode Island Norwich Union Motorist Mutual –American Hardware insurance Group (1998) Ohio Casualty Group of insurance associates (1998) State Auto insurance associates of Columbus (1996) 20th Century Industries (1997) Travelers/Aetna property Casualty (1996) United Services Automobile association (Usaa) (1997) Utica Mutual insurance company (2000) Zurich Personal insurance (1998) Therefore, we recommend that you ensue carefully our guidance on this topic to avoid allowing the insurance company an upper hand in resolution of your claim. How could this valuation software allow them the upper hand? First, as documented above, this is a software agenda that will furnish a ensue that is in favor of the insurance industry. It does not contain factors that may cause real interference with healing, or which may ensue in many nights of disturbed sleep. Be it the tortfeasor’s company or your own insurance company, if the company that you are going to deal with for a general damages award has licensed Colossus, we recommend that you reconsider that in your negotiations. For example, since Colossus produces only an “expected” ensue based upon an “average” from input verdicts and settlements, you would want to call to the attentiveness of the adjuster any facts that put your situation face of the norm. Let’s say that you are a waitress and you sustained a soft tissue injury to your neck and low back. No matter how good and helpful your curative medicine or no matter how much curative you perform from a integrate of days off of work, your health will worsen just as soon as you again start carrying those trays full of food or drinks. The weight of that tray on one side or the other will make your injuries worse, and it will be much more difficult for you to accumulate healing. Another example might be a single mother who has to pick up her 11 month old baby frequently. She will suffer prolonged pain from her urgency injuries a lot longer than a someone who does not otherwise burden curative tissue. Think of how many times a day she has to pick up that child, and what a strain that puts on her neck and back. Now do you think there is any way that either of these—or like—situations will be covered or carefully in the Colossus result? Of course there isn’t. This is the old adage of: “Garbage In—Garbage Out”. Since the computer was not queried or programmed to reconsider either of these circumstances, then it is your job to provide sufficient data to the adjuster to allow her to modify the ensue from Colossus by making an additional one set of data inputs to the program. What you have to do is to think about your situation and come up with some aspect of your case that may be a small dissimilar than the norm. Then you will make note of that situation in a letter to the adjuster and ask her to confirm that in her appraisal she will make discount for your situation notwithstanding the ensue recommend by Colossus. A good reserved supply to consult to get such a letter would be a website specialized in personal injury claim such as SettlementCentral.Com (http://www.settlementcentral.com) If she does not respond, or if she does not agree to make discount for your single situation, we recommend you warn her that you will write to the insurance commissioner. Again, consult the SettlementCentral.Com website (http://www.settlementcentral.com) as they do provide a sample inquire letter. As a next step, we recommend that you write to your state insurance commissioner and complain about the use of Colossus. Finally, we think that your state Trial Lawyers association may have some data or suggestions on legislation to curtail the total trust on Colossus. Another key to working with an adjuster who is using Colossus is to make sure your curative record documents all in a way that the software will reward. There are three key elements to this requirement, and you operate only one of them: the other two are held by your physician (who may not wish to make sufficient documentation) and the adjuster (who may not cooperate to let you know what format is required for data to be understood by Colossus). You will need the cooperation of the adjuster to tell you what format would be helpful to him in getting you full value for your claim. Ask him about the capability of your curative records. Which records were most useful, and which records were virtually useless. He should be able to tell you. This someone is not an actual enemy; he has a job to do in this mission, and so do you; you need each other to ensure the case is placed fairly and amicably. Solicit the adjuster’s cooperation to let you know the specific injuries and specific complaints used to value the claim. Since each complaint and injury must be documented in a curative record to be carefully by Colossus, ask him to help you by telling you which physician needs to make a supplementary record in this case. If you don’t have a good curative record, you will have to accumulate a record record from your doctor, or get him to make specific findings that are translatable to input into Colossus. Additional data such as a letter to the insurance adjuster about Colossus, letter to the insurance commissioner, and other Colossus references are available for free on our website at: http://www.settlementcentral.com I hope you obtain new knowledge about Auto Accident Attorney Seattle. Where you possibly can put to used in your day-to-day life. And most of all, your reaction is passed. Read more.. The Truth about Colossus: Are You Just A Magnetic Image?.